Australia's Home Equity Release Blog

Recent Posts


Your Reverse Mortgage Guide

Retirement brings more opportunities for enjoyment and care. However, it also means that you need to plan for other monetary needs. If you are looking at an overflow of finances, then you will need to consider other programs. You can consider selling assets that allow you to have a lump sum of money for your bucket list, care or needs that you have. Look at this reverse mortgage guide to find simple ways to receive more funding for retirement. Often, retirees believe that pension will provide them with the needed cash flow for their retirement. However, this is often limited to a smaller monthly fee than needed. By looking at a reverse mortgage guide, you will find that there are other

5 Benefits of a Sell and Stay Program

There are many that stray from alternative financing with a home. However, if you are facing foreclosure or want to change your lending situation, then you may want to look at other options. A sell and stay program can provide you with the perfect solution for your home. Understanding these benefits to this option can help you to make the next strategic move needed for your property. 1. Sell your home fast. The sell and stay program allows you to get out of a default loan within 90 days. This means that you will no longer be obligated to pay the lease of your property, specifically which benefits you if you can’t afford the payments. 2. Raise your credit score. If your loan moves out o

Should I Sell or Stay?

There is always a cross roads that many meet with their property. Whether you have a lifestyle change or financial needs, looking at selling a home or staying becomes a question. Understanding the alterations in specific circumstances allows you to move into the perfect program and agreement for your home. If you are asking, should I sell or stay, then you can look at the different ways that this will affect your property. The option to sell is often a conclusion that many look at with a home. Should I sell or stay? If you no longer want to maintain your property, then selling your property may be the best option. You will want to look at the market value of your home, how much you wil

The Sale and Lease Back Australia Program

Traditional real estate agreements are often considered as an only option for many who are in a home. However, property arrangements can be re-examined and work for you with different plans. If you are looking for a way to change the financial lending options, then you can consider alternative financing. The sale and lease back Australia program is a simple way to begin to change the way you make payments on your home. The concept to sale and lease back Australia is based on those who need different financial arrangements with their home. If you are facing foreclosure, have a loan in default or need alterations with your lending agreement, then this option will provide you with a fresh s

Learn How to Sell and Rent Back Your House Today

Facing foreclosure doesn’t mean you have to stop enjoying your lifestyle. If your financial circumstances have changed, then you can alter the way that you are making payments on your home. There are several solutions that allow you to add in the perfect alternatives with your home. Learn how to sell and rent back your house today. This serves as a different option to continue to maintain your home without the mortgage payments. If you want to learn how to sell and rent back your house today, then you need to look at the stages of each program. Foreclosure and default loans mean you need to make a fast sale before the home closes. You will need to find a short sale offer that allows yo

Should You Sell Home or Stay?

Building a home around a property takes years of work and care. However, there are times when certain circumstances force a change with your home. If you are considering the option to sell home or stay, then you will want to look at the outcome of each avenue. This will provide you with the perfect circumstances for your next move while ensuring that you are able to enjoy the lifestyle that you have built over a given period of time. If you want to consider the ability to sell home or stay, then you can look at the outcome first. If you sell your home, then you will receive the market price in a lump sum for the sale. This allows you to change locations, rent a different space or to fin

How To Sell and Stay In My House

There are different ways to face a foreclosure. If you no longer want to own your home and are interested in moving out, then you can allow the process to take place. However, if the foreclosure is based on unfortunate circumstances with your finances, then you can change the approach. There are ways to sell and stay in my house, specifically which allows you to find the perfect alternative to a default loan. The first step to sell and stay in my house is to look at the current conditions. If you have less than 90 days to move into a foreclosure, then you will want to sell your home quickly. You can work with a third party agent who will buy your home as is. This will immediately take

Benefits When You Sell No Agent

A traditional sale of your home is expected by most. However, alternative investment plans may provide you with different benefits to a sale. If you want to take a different road to step into a new threshold of your property, then you can sell no agent. You will find a variety of benefits that allow you to enjoy a different format for the sale you want. The first benefit to sell no agent is based on the amount you receive back. If you move into a traditional sale, then there is a closing price that the agent will get a commission of. This means that you lose a part of the costs associated with the closing which you would be able to maintain if you sold the home by an owner or other prog

10 Things That Cost Retirees a Ton of Money

The retirement years are an interest to anyone who is looking beyond their career. Despite the fantasy of comfort and enjoyment, monetary needs still remain a priority. There are certain costs that many retirees over look, leading to issues with maintaining their finances. Look out for these 10 things that cost retirees a ton of money to avoid any money pitfalls. 1. The bucket list. All the things you have been building up on your list over the years has now reached a prime time to activate. However, a bucket list quickly goes over budget and is one of the 10 things that cost retirees a ton of money. 2. Medical. An unplanned circumstance which adds up the bills is extra medical costs.

Basics of SelStay Australia

If you are paying to own a home and need to shift your finances, then you can look at SelStay Australia. You can take advantage of different approaches for your home, each which allows you to maintain your home after a sale. Understanding the basics of this program allows you to take the next steps with your property while ensuring that you can keep the lifestyle you desire with your home. Most who look at SelStay Australia are interested in changing their financial conditions. If you are facing a foreclosure or in default, then you will want to reverse the circumstances. Without changing your stance, you may face a bad credit score and have difficulty buying another home while losing th

Need Retirement Income? Sell Your House!

A healthy career allows you to have the needed funds for every phase of life. If you are ready to let your career go, then you will want to look at other possibilities to receive income. This will change your circumstances and allow you to enjoy more of your retirement years. Need retirement income? Sell your house! There are several solutions that allow you to enjoy the next phase of your life while providing you with extra alternatives for retirement. If you are looking at pension plans, you may find that this monthly payment doesn’t provide enough for you to live comfortably. Whether you want to travel, fill a bucket list or need extra care, it is always best to have extra cash. Ne

Can Renting or Selling Your Home Fund Retirement?

Pension plans always provide a staple for those that are ready to retire. However, this monthly payment may be less than expected or needed at a given time. Can renting or selling your home help fund retirement? You will want to look at the different options for your property so you have more money than required. Understanding the conditions of owning a home and how this can be reversed provides you with different alternatives for your finances. Can renting or selling your home help fund retirement? You will want to look at the current valuation of your home. This includes the depreciation value, additions that have occurred and the market value that is in the area you are in. Underst

Thinking of Using Equity In Your Home?

Owning assets also provides you with different options for financing that you may need in the future. You can find solutions that allow you to use your assets for financing with a lump sum of money. Thinking of using the equity in your home? Exploring the different solutions for financing also provides you with a strategic plan based on the amount that you own. The first step to take when looking at equity is to find different programs available. For instance, if you are over 65, then you can use equity in a reverse mortgage. This allows you to use the percentage of ownership that you have and receive immediate cash in return. If you don’t qualify for this, then it is possible to find

The Deal to Sell Your Home and Get Paid to Stay

There are a variety of ways to save your lifestyle and maintain your finances. If you want to reverse specific conditions, then you can look at the deal to sell your home and get paid to stay. You can easily shift the circumstances you are facing while finding a profitable solution for your property. Understanding how this option works also provides you with the opportunity that is needed for your current living conditions. In most circumstances, the deal to sell your home and get paid to stay arises with changes in your loan or finances. For many, it becomes difficult to pay, leading to a default in a loan or altering the amount you are able to manage. However, if you don’t want to mov

What You Need to Know About a Reverse Mortgage

There are certain assets you can rely on for your retirement. If your pension isn’t enough for your later years, then turning towards other investments can assist you with the extra cash you need. Liquidating your home is one of the top options for those that need extra care or want to enjoy more of their retirement. If you don’t want to move, then looking at a reverse mortgage can help to guide you to the perfect fit for your home. A reverse mortgage allows you to sell back the equity of your home so you have a lump sum of money. With this option, you will have the ability to maintain your home; however, you will no longer own the equity on your home. The third party that formulates th

Government Punishing Saving Retirees

Melbourne QC Jack Hammond and former Treasury official Terrence O’Brien released a paper this week illustrating that recent changes to the government’s age pension qualifications, and tighter superannuation rules this year, will mean that couples are potentially better off ­financially with only $400,000 in super than with $1,000,000 in ­savings. The paper goes on to state that as of today (1st July 2017) "regardless of whether you saved $600,000 or $800,000 or even $1,000,000, you cannot secure more (in income) than what you secure with $400,000, until you have at less $1,050,000 in super” As a result of the changes, a home owning couple would be relying solely on their savings from super w