Australia's Home Equity Release Blog

There comes a time in every person's life when a big sum of money is much needed. Some are facing debts, some like to make investments, and some need it for their own personal pleasure. Whatever the reason is, the options to get a large amount are many, and one of them is the property sale and leaseback option. In case you don't know how a property sale and leaseback works, here's a quick intro. When a person needs a lump sum, he or she can make a deal with another person or a company for selling a property and then leasing the same property. This is an option very popular among individuals, but even more among businessmen with enough property. Why is it a great option? Well, the best part o

A very popular method among business owners that needs a large amount of money at the moment is selling and leasing back their business properties. It happens every day because of the positive experience of most of the business owners that tried this kind of deal. Based on these examples, many people that don't own any business are deciding to do the same with their homes - sale and leaseback house - an option that is excellent when you need money. How does it work? The owner of the house is selling its property to a person or a company that buys under a special agreement. That agreement is that the seller is allowed to stay in the same house for as long as the agreement states. Instead of s

People always think it's easier and cheaper if they do it by themselves. They think that when an owner sell house - it something that will be done in a matter of days after they place the sign on their lawn. It's definitely not that easy to sell your house by yourself. If it was, there wouldn't be any realtors, right? But selling a house is not a complex thing at all. When an owner sell house, they just need to know how to handle this task the right way, and the right way is to hire a real estate agent that will do everything to get the best price on the market and sell the house without any problems. If you choose to sell by yourself, you'll face many difficulties. Legal matter, bargaining

Almost a million people in Australia are facing mortgage stress. What used to be a great idea at the time, becomes a nightmare after a couple of years. Borrowing money from a bank and putting the property under mortgage seams completely fine when you need the money, but returning the debt is not always easy as it seems. But, how people get into debt? How the mortgage stress becomes real? Well, the research shows that the main reason for this is because the people are unable to return the money they borrowed. This sounds only logical, right? Of course, but then another question pops up, why can't they get to pay their debt in time? The main reason for this is the cost of living that changed

A lot of people that get closer to the age of retirement or have already ended their working days are interested in getting a larger sum of money to chase their dreams or ideas from the past. Their age, however, is giving them trouble in getting a standard loan from the banks. That's why there are more reverse mortgage providers lately that offer loans to senior citizens. But, what is reverse mortgage actually? For those that are not familiar with the term, here's a quick explanation. When a senior citizen needs a larger sum of money for any reason, the first place they go to is the bank. There, they are explained that a standard loan is not possible because of their age. A different option

No matter how much you love your job, weekends and vacations are always better. Everyone that is coming close to the age of retirement becomes dreaming how they're going to spend the time while they are retired. When the time comes, however, everyone is too exhausted and the plans they had for retirement goes to waste. Many people are aware of this fact and dream of retiring earlier than the standard age of 65. It's a great idea, but no one should do it unless they have complete financial independence and have a steady income that will last until the end of their life. To gain financial independence seems impossible, but it's really not that complicated. If you think about it on time and sta

There comes a time in every person's life when a large amount of money is much needed. Some face difficult life situations and obstacles and some need money to make investments and start new businesses. Whatever the reason is, every grown person asked themselves how to get a large amount of money. Of course, if you own a property and have a regular steady job with a normal income, you can ask the banks for a loan. But placing a mortgage on your house is not an option for everyone. If you're one of those people that can't deal with the crazy interests of the bank's loans, then you probably thought of the idea to sell your own home and get a bunch of money. The idea is excellent, but then anot

The excitement of selling a property is extraordinary, but when you get to the point of closing the deal, you face obstacles that make all the enjoyment disappear. Selling a property is a complicated job and everyone that thought of putting that sign - for sale by owner - realized that it would've been better if they left the job to the professionals. People think that if a property is put for sale by owner, it has more chances to be sold, and when it is sold they'll get a better price for it. It is actually quite the opposite of this - statistics show that an agent who is professional in their job provide better prices and they sell properties faster than when they are for sale by owner. On